9 Sep

A sterling pounding but not a bloodbath

ARTICLE FROM THE SUNDAY TIMES - 07.09.08 BY DAVID SMITH... Friendless, lonely, unloved. No, not the opening line of my misery memoirs but poor old sterling, which is looking sicklier than an old green pound note. Since the credit crunch broke just over a year ago sterling has been one of the casualties. Its problems were disguised by the dollar being even sicker, so as recently as July you could still get two dollars to the pound, well above its 'fair value' of closer to $1.60. But the dollar has recovered amid rising optimism about the American economy. The tide has gone out on sterling and to paraphrase leading investor Warren Buffett, it does not appear to have been wearing any bathing trunks and has dropped below $1.80. Is this a good old-fashioned sterling crisis, the first under this Labour administration? If so, Gordon Brown's government will be belatedly following the pattern established by all its Labour predecessors. The Tories have had fewer, though they can claim a couple of corkers, both of which involved Europe - the short-lived flirtation with the European currency 'snake' in 1972 and the ERM (exchange rate mechanism) debacle of 1992. This time, the pound has lost more than 10% against the dollar in a month, while its average value has fallen 16% since August last year. If this is new Labour's sterling crisis what will be the consequences? Since autumn 1996 until last summer sterling was strong and stable. Early last year its average value was its strongest since the 1980's and it stood at a 26 year high against the dollar. Sterling benefited from big flows across the exchanges, into City markets or as a result of the takeover of British firms by foreign competitors. What changed? The flows were sharply reduced. More importantly, Northern Rock, and the queues of anxious depositors, shattered the impression of a well regulated economy and banking system. International investors who subscribe to the Blink theory - first impressions count - took a look at the run on the Rock and took flight. The Rock was the catalyst for rerating, downwards, of sterling. It exposed short comings in the Bank of England, Financial Services Authority and Treasury. It coincided with a big increase in political risk in Britain, as viewed by the markets. When Tony Blair was in charge, investors saw Britain as politically stable, boringly so. The decade-long saga of Brown versus Blair was entertaining but irrelevant. Under Brown, in contrast, dealers have perceived a government persistently in trouble, particularly since 'the election that never was' last autumn. When the government is in trouble, the currency is usually not too far behind. Why, apart from the dollar, has the pound taken such a dive in the past few weeks? Bizarrely, to me at least, currency dealers are still taking at face value Alistair Darling's comments last week that the economic circumstances faced by Britain are the worst for 60 years. Even after a week of nervous broadcast interviews from the chancellor meant to clarify things, the perception remains that he must know something we do not -and, in an unguarded moment on his remote Scottish hideaway, blurted it out. That was not the case. I have found myself raging a the television at his inability to get over the message that, first, global challenges may be the toughest for 60 years but, second and more importantly, Britain is not facing the biggest downturn for 60 years, and nothing comparable with the recessions of the 1970's, 1980's or early 1990's.